Housing Rehabilitation Program
For questions and to request an application packet, call Tracy Defrancesco
at 303-774-4445 or Molly McElroy at 303-651-8530.
To qualify for any of the Housing Rehabilitation Programs, properties must
be located within the city limits of Longmont, households must meet income
guidelines (see below) and properties must be owner-occupied (see Accessibility
Program description for exception).
Income Limits: Household income may not exceed the following (based
on household size). For specific program income limits, please refer to the
program descriptions below.
|
% of median
income
|
1 person |
2 person |
3 person |
4 person |
5 person |
6 person |
|
80%
|
$44,800
|
$51,200
|
$57,600
|
$64,000
|
$69,100
|
$74,250
|
|
50%
|
$31,200
|
$35,650
|
$40,100
|
$44,550
|
$48,100
|
$51,700
|
General
Repair Program:
Designed to help income qualifying homeowners fix problems in their homes such as roofing, plumbing, heating, electrical, etc. Up to $24,999 in assistance is provided in the form of
a deferred or low-interest loan, and is prioritized to eliminate health and
safety issues, correct code violations, make the home more energy-efficient,
and undertake other cosmetic improvements. Mobile homes are not eligible for
this program unless they are set on a permanent foundation and the mobile
home owner owns the land under the mobile home.
To qualify for the General Rehabilitation Program, the total household
income may not exceed 80% of the area median income by family size. For households
that earn between 51% and 80% of the area median, a 3% interest loan is repaid over 10 years. For households that earn below 50% of the area median income,
a deferred loan is available where the loan is due when the home is sold, refinanced or title is transferred.
Accessibility
Program:
This is for income qualifying renters or homeowners with a disabled family member to remove architectural barriers for full access to, and in the home. Improvements can include
construction of ramps, widening of doorways, and modifications to bathrooms
and kitchens. Mobile homes are eligible for this program.
For owner-occupied properties, a maximum of $5,000 in assistance may
be granted. Projects above $5,000 to a maximum of $10,000 will be as a forgivable
loan. One-fifth (1/5th) of the amount of the loan is forgiven each year the
homeowner continues to owner-occupy the property so that the entire debt is
forgiven after 5 years.
For tenant-occupied properties, a maximum of $10,000 in assistance
will be as a forgiveable loan. One-fifth (1/5th) of the amount of the loan is
forgiven for each year a disabled tenant continues to rent the property. The property owner will sign an agreement
with the City of Longmont and the Center for People With Disabilities, agreeing
to make a 5-year commitment (from the date of completion of the project) to
make the rental property available for persons with disabilities. After 5
years from the date of completion of the project, if the property is still
rented to a disabled person(s), the full amount is forgiven.
To qualify for the Accessibility Program, the total household income
may not exceed 80% of the median income by family size.
Emergency Repair Program:
Assists qualified
homeowners with emergency housing problems that pose a serious and immediate
threat to the health, safety or welfare of the household. A maximum of $2,500
in assistance may be granted to correct emergency conditions including an inoperable
furnace or water heater, and potentially hazardous plumbing and electrical
systems. This assistance is in the form of a grant; therefore, it is not required
to be repaid. Mobile homes are eligible for this program.
To qualify for the Emergency Repair Program, the total household income
may not exceed 50% of the area median by family size.
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